Insights

Business tokenization is emerging as one of the most disruptive innovations in the financial world. It refers to converting a company’s assets, shares, or rights into digital tokens recorded on blockchain. This isn’t just a trend: there are already regulated, real-world cases in operation.

According to McKinsey and PwC, tokenization has the potential to transform how companies access capital, manage assets, and interact with investors. More importantly, it opens the door for broader participation, allowing more people to invest in opportunities that were once limited to a select few.

Key Benefits of Business Tokenization

1. Greater Liquidity and Democratized Access
Assets can be divided into small fractions, enabling anyone to purchase “a share” of a company, a property, or even an investment fund. This allows retail investors to participate in traditionally exclusive markets.

2. Operational Efficiency
Tokenization reduces intermediaries, speeds up settlement processes, and cuts costs. As PwC highlights, both companies and investors benefit from a more agile, secure system.

3. Transparency and Traceability
Every transaction is recorded on blockchain, ensuring trust, accountability, and security across the financial ecosystem.

Real Cases and Recent Developments

• Spain – Minos Securities: In 2025, it became the first tokenized securities agency authorized by the CNMV, issuing and safeguarding commercial paper and corporate debt.

• Global Market Growth: In the first half of 2025, tokenized assets grew by over 260%, reaching USD 23 billion (FundBoardViews).

• Industry Giants: Firms like BlackRock, Robinhood, and Kraken are already launching tokenized products, from bonds to synthetic exposure to private companies like OpenAI or SpaceX.

• Future Projections: According to the World Economic Forum, by 2030 the tokenized assets market could reach USD 2–4 trillion in a base scenario, and up to USD 30 trillion in the most optimistic estimates.

Risks and Challenges

• Regulatory Framework: Many countries still lack clear laws defining what rights these tokens represent.

• Investor Risks: Some tokens provide only indirect exposure and don’t grant real ownership or voting rights.

• Technological Adoption: Success depends on how quickly traditional financial infrastructures can integrate tokenization solutions.

Conclusion

Tokenization has the potential to revolutionize how companies are created, financed, and managed. By enabling global investors to participate in a fractional, transparent, and efficient way, it sets the stage for a more inclusive financial system.

However, this journey is not without hurdles. Regulation, trust, and education will be essential for tokenization to evolve from an experiment into the next great wave of financial transformation.

At Dezentra Consulting, we help companies explore how business tokenization can open new opportunities and transform their financial models. Want to learn how? Contac us!